Free sex chat no register no credit card - Back dating in money month six
There's usually a spot right on the term life insurance application to request such an action.As with all issues regarding the technicalities of term life options, we recommend that you run your situation through us as licensed life insurance agents to make sure it's the right move.
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To be clear, having a later effective date does not mean that the contract will not be binding until that later date.
The contract is binding when both parties have accepted the contract.
Sometimes you will want the effective date to be different from the date of signing, either earlier (i.e., backdating) or later (i.e., predating).
Either is acceptable, provided that both you and the other party intended it.
The only people who would benefit from that would be trial lawyers. Closer to home, consider this: backdating a car insurance policy is insurance fraud.
If you’re caught doing it you risk fines or imprisonment, as does the agent who agreed to do it.Backdating has been in the news but only referring to the scandalous behavior regarding insider stock purchases.The type of backdating we're discussing involves your life insurance effective date and no such stigma.Some states will the amount of backdate to six months.A couple other important points about backdating and health insurance.In most cases, this may not matter but occasionally, it makes all the difference if the applicant passes away shortly after completing the application.Tags: Adult Dating, affair dating, sex dating